About Us
Who are the People Behind the Company......
With a combined 50-plus years of experience in the Insurance Industry, Founders and Owners Mike & Juanita Bilbrey have been providing the Dallas/Fort Worth Metroplex, as well as the surrounding areas, with a wide range of Individual and Business Insurance products. For over 25 years, they have provided Health, Life, Disability, and specialized insurance products to not only individuals but to small business owners as well as large corporations.
See what has kept customers coming back year after year. Experience the one-on-one personal service and style representative of the small business service feel, attributable only to the dedication that has built Creative Insurance Concepts, Inc. into what they are today. Experience the characteristics and capabilities often only afforded to larger corporations but with wholesome and customer service-driven personality you can only find from the specialized individual focus and attention.
Assessing Need
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Building Relationships
Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Services
Individual Health Products
As independent insurance brokers, we have the opportunity to represent the most popular, major insurance carriers. This offers us the ability to fully service our clients by finding the products and customizing the policies to fulfill their personal requirements and meet or exceed their individual needs.
The knowledge that our experience affords us in all areas ranging from major medical plans, and HSA's, Health Savings Accounts, HRA’s (Health Reimbursement Accounts) to specialty products, i.e. Occupational Accident, disability, and cancer policies as well as medical, dental, vision, and short term policies.
- Medicare Supplements
- Medicare Part D Prescription Drug Card
- Medicare Advantage Plans
Individual Life Products
Sometimes individuals who may have certain health conditions or histories are often denied by traditional carriers for their life insurance coverage. We work directly with several life insurance carriers providing us with the flexibility and greater possibility of offering competitively priced products and the ability to provide coverage for life insurance products to those who might otherwise be denied.
Life Products available:
- Term Life
- Whole Life
- Universal Life
- Permanent Life
Group Products
For Businesses with a varying number of employees we offer a comprehensive list of products and policy types to create a specific plan to work directly to incorporate your expectations as well as those of your employees, while keeping with your company's necessities including but not limited to the following products:
- Group Medical: Fully-Insured & Self-Funded
- Consumer Driven Health Plans
- Health Savings Accounts
- Dental
- Vision
- Group Life and AD&D
- Short Term/Long Term Disability
- Voluntary Plans
Medical Transportation Services
Medical coverage doesn’t fully cover air or ground ambulances everywhere in the US or when traveling abroad. Medical transport is an affordable service everyone should consider having.
Our premier provider of pre-paid medical transportation assistance offers the best benefits for the greatest value in the medical evacuation industry
The service is designed to protect its members against catastrophic financial loss when emergencies arise by providing you with medical transportation related to:
- Emergency Air Transportation / Medical Evacuation
- Helicopter Transportation—Unlimited (Platinum Membership)
- Ground Ambulance Transportation—Unlimited (Platinum Membership)
- Organ Retrieval
- Organ Recipient Transportation
- Recuperation/Repatriation
- Escort Transportation
- Non-Injury Transportation
- Minor Children/Grandchildren Return
- Vehicle Return
- Mortal Remains Transport
- Worldwide Coverage